CSRA Business Lending is a private non-profit small lending corporation serving businesses and banks throughout all of Georgia and South Carolina. We are a Certified Development Company of the United States Small Business Administration (SBA) and an Accredited Lender of SBA, given to only their highest performing mission based lenders around the country. Through lending arrangements with SBA, as well as the Department of Commerce and Department of Agriculture, we provide small businesses in Georgia and South Carolina two creative financing tools for their businesses:
SBA-504 Loans – Provide low long term fixed rates and low down payments in partnership with a small business owners bank to businesses acquiring or constructing real estate for their business. The program reduces risk and provides benefits to both the business and participating bank.
Click here for a guide card on the SBA-504 Program.
CSRA Direct Loans – Offer loans up to $250,000 on projects or applications that provide a significant community impact and may not meet the normal SBA eligibility guidelines.
Click here for a guide card on the CSRA Direct Loan Program.
NOTE: SBA-504 LOANS CAN NOW BE USED FOR DEBT REFINANCE!
Click here for a guide card on the SBA-504 Debt Refinance Program